This Privacy Policy applies between you, the user of this Website, and the owner and operator of this Website, Maldives Stock Exchange. The Maldives Stock Exchange takes your information privacy very seriously. This Privacy Policy refers to our use of any and all of the data collected by us or provided by you in relation to your use of the Website.

In this privacy policy, the following definitions are used:

Data	collectively all information that you submit to Maldives Stock Exchange via the Website. This definition incorporates, where applicable, the definitions provided in the Data Protection Laws;
Cookies	a small text file placed on your computer by this Website when you visit certain parts of the Website and/or when you use certain features of the Website. Details of the cookies used by this Website are set out in the clause below (Cookies);
Data Protection Laws	any existing laws and regulations on individual rights and data protection;
Maldives Stock Exchange, we or us	Maldives Stock Exchange, a company incorporated in the Republic of Maldives with registered number C-843/2007 whose registered office is at H. Gadhamoo, Boduthakurufaanu Magu, Male', 20066;
User or you	any third party that accesses the Website and is not either (i) employed by Maldives Stock Exchange and acting in the course of their employment or (ii) engaged as a consultant or otherwise providing services to Maldives Stock Exchange and accessing the Website in connection with the provision of such services;
Website	the website that you are currently using, https://viyana.mv, and any sub-domains of this site unless expressly excluded by their own terms and conditions.

In this privacy policy, unless the context requires a different interpretation:

1. the singular includes the plural and vice versa;
2. references to sub-clauses, clauses, schedules or appendices are to sub-clauses, clauses, schedules or appendices of this privacy policy;
3. a reference to a person includes firms, companies, government entities, trusts and partnerships;
4. "including" is understood to mean "including without limitation";
5. reference to any statutory provision includes any modification or amendment of it;

the headings and subheadings do not form part of this privacy policy.

This privacy policy applies only to the actions of the Maldives Stock Exchange and Users with respect to this Website. It does not extend to any websites that can be accessed from this Website including, but not limited to, any links we may provide to social media websites

For purposes of the applicable Data Protection Laws, Maldives Stock Exchange is the "data controller". This means that the Maldives Stock Exchange determines the purposes for which and the manner in which your Data is processed.

We may collect the following Data, which includes personal Data, from you:

1. name;
2. date of birth;
3. gender;
4. contact Information such as email addresses and telephone numbers;
5. financial information such as credit / debit card numbers;
6. ID Card Copy;
7. MSD Account Number;
8. Bank Account Number;

in each case, in accordance with this privacy policy.

We collect Data in the following ways:

1. data is given to us by you;
2. data is received from other sources; and
3. data is collected automatically.

Maldives Stock Exchange will collect your Data in a number of ways, for example:

1. when you contact us through the Website, by telephone, post, e-mail or through any other means;
2. when you register with us and set up an account to receive our products/services;
3. when you enter a competition or promotion through a social media channel;
4. when you make payments to us, through this Website or otherwise;
5. when you use our services;

in each case, in accordance with this privacy policy.

Maldives Stock Exchange will receive Data about you from the following third parties:

1. Ministry of Economic Development.

To the extent that you access the Website, we will collect your Data automatically, for example:

1. we automatically collect some information about your visit to the Website. This information helps us to make improvements to Website content and navigation, and includes your IP address, the date, times and frequency with which you access the Website and the way you use and interact with its content.
2. we will collect your Data automatically via cookies, in line with the cookie settings on your browser. For more information about cookies, and how we use them on the Website, see the section below, headed "Cookies"

Any or all of the above Data may be required by us from time to time in order to provide you with the best possible service and experience when using our Website. Specifically, Data may be used by us for the following reasons:

1. internal record keeping;
2. improvement of our products / services;
3. contact for market research purposes which may be done using email, telephone, fax or mail. Such information may be used to customise or update the Website;

in each case, in accordance with this privacy policy.

We may use your Data for the above purposes if we deem it necessary to do so for our legitimate interests. If you are not satisfied with this, you have the right to object in certain circumstances (see the section headed "Your rights" below).

When you register with us and set up an account to receive our services, the legal basis for this processing is the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract.

We may share your Data with the following groups of people for the following reasons:

1. any of our group companies or affiliates - to process service orders and transactions;
2. our employees, agents and/or professional advisors - to service end-users and clients;
3. third party service providers who provide services to us which require the processing of personal data - to facilitate investment and trading via brokerage firms and listed companies;
4. third party payment providers who process payments made over the Website - to facilitate banks to process user payments and dividend payouts from listed companies;
5. relevant authorities - to comply with the regulations and obtain approval from market regulators and relevant authorities;

in each case, in accordance with this privacy policy.

We will use technical and organisational measures to safeguard your Data, for example:

1. access to your account is controlled by a password and a username that is unique to you.
2. we store your Data on secure servers.
3. payment details are encrypted using SSL technology (typically you will see a lock icon or green address bar (or both) in your browser when we use this technology.

Technical and organisational measures include measures to deal with any suspected data breach. If you suspect any misuse or loss or unauthorised access to your Data, please let us know immediately by contacting us via this email address: info@viyana.mv.

Unless a longer retention period is required or permitted by law, we will only hold your Data on our systems for the period necessary to fulfil the purposes outlined in this privacy policy or until you request that the Data be deleted.

Even if we delete your Data, it may persist on backup or archival media for legal, tax or regulatory purposes.

You have the following rights in relation to your Data:

1. Right to access - the right to request (i) copies of the information we hold about you at any time, or (ii) that we modify, update or delete such information. If we provide you with access to the information we hold about you, we will not charge you for this, unless your request is "manifestly unfounded or excessive." Where we are legally permitted to do so, we may refuse your request. If we refuse your request, we will tell you the reasons why.
2. Right to correct - the right to have your Data rectified if it is inaccurate or incomplete.
3. Right to erase - the right to request that we delete or remove your Data from our systems.
4. Right to restrict our use of your Data - the right to "block" us from using your Data or limit the way in which we can use it.
5. Right to data portability - the right to request that we move, copy or transfer your Data.
6. Right to object - the right to object to our use of your Data including where we use it for our legitimate interests.

To make enquiries, exercise any of your rights set out above, or withdraw your consent to the processing of your Data (where consent is our legal basis for processing your Data), please contact us via this email address: info@viyana.mv.

It is important that the Data we hold about you is accurate and current. Please keep us informed if your Data changes during the period for which we hold it.

Data which we collect from you may be stored and processed in and transferred to foreign countries. For example, this could occur if our servers are located in a foreign country or one of our service providers is situated in a foreign country.

We will only transfer Data outside the Maldives where it is compliant with privacy related legislation and regulations and the means of transfer provides adequate safeguards in relation to your data.

To ensure that your Data receives an adequate level of protection, we have put in place appropriate safeguards and procedures with the third parties we share your Data with. This ensures your Data is treated by those third parties in a way that is consistent with the Data Protection standards.

This Website may, from time to time, provide links to other websites. We have no control over such websites and are not responsible for the content of these websites. This privacy policy does not extend to your use of such websites. You are advised to read the privacy policy or statement of other websites prior to using them.

Maldives Stock Exchange may, from time to time, expand or reduce our business and this may involve the sale and/or the transfer of control of all or part of Maldives Stock Exchange. Data provided by Users will, where it is relevant to any part of our business so transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this privacy policy, be permitted to use the Data for the purposes for which it was originally supplied to us.

We may also disclose Data to a prospective purchaser of our business or any part of it.

In the above instances, we will take steps with the aim of ensuring your privacy is protected.

This Website may place and access certain Cookies on your computer. Maldives Stock Exchange uses Cookies to improve your experience of using the Website and to improve our range of products and services. Maldives Stock Exchange has carefully chosen these Cookies and has taken steps to ensure that your privacy is protected and respected at all times.

All Cookies used by this Website are used in general compliance with the Maldivian Legislation.

This Website may place the following Cookies:

Type of Cookie	Purpose
Strictly necessary cookies	Strictly necessary cookies
Analytical / performance cookies	They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily.
Functionality cookies	These are used to recognise you when you return to our website. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region).

You can find a list of Cookies that we use in the Cookies Schedule.

You can choose to enable or disable Cookies in your internet browser. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser.

You can choose to delete Cookies at any time; however you may lose any information that enables you to access the Website more quickly and efficiently including, but not limited to, personalisation settings.

It is recommended that you ensure that your internet browser is up-to-date and that you consult the help and guidance provided by the developer of your internet browser if you are unsure about adjusting your privacy settings.

For more information generally on cookies, including how to disable them, please refer to aboutcookies.org. You will also find details on how to delete cookies from your computer.

You may not transfer any of your rights under this privacy policy to any other person. We may transfer our rights under this privacy policy where we reasonably believe your rights will not be affected.

If any court or competent authority finds that any provision of this privacy policy (or part of any provision) is invalid, illegal or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of this privacy policy will not be affected.

Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.

This Agreement will be governed by and interpreted according to the laws of the Republic of Maldives. All disputes arising under the Agreement will be subject to the exclusive jurisdiction of the Republic of Maldives.

Maldives Stock Exchange reserves the right to change this privacy policy as we may deem necessary from time to time or as may be required by law. Any changes will be immediately posted on the Website and you are deemed to have accepted the terms of the privacy policy on your first use of the Website following the alterations.

You may contact Maldives Stock Exchange by email at info@stockexchange.mv.

Below is a list of the cookies that we use. We have tried to ensure this is complete and up to date, but if you think that we have missed a cookie or there is any discrepancy, please let us know.

Strictly necessary

We use the following strictly necessary cookies:

Description of Cookie	Purpose
Session Cookie	We use this session cookie to remember you and maintain your session whilst you are using our website

Analytical / performance

We use the following analytical / performance cookies:

Description of Cookie	Purpose
Google Analytics	We use this Google Analytics cookie to collect anonymised details about website visitors for marketing purposes

Functionality

We use the following functionality cookies:

Description of Cookie	Purpose
Google Analytics	We use this Google Analytics cookie to collect anonymised details about website visitors for marketing purposes